Health and Retirement
Health and Retirement (H&R) refers to the SAG-AFTRA benefit programs funded by producer contributions on union productions — providing healthcare and pension benefits to qualifying union performers.
SAG-AFTRA Health Insurance
SAG-AFTRA Health Insurance is the union’s healthcare benefit program funded by producer contributions — available to performers who earn above an annual minimum threshold in covered union productions.
Fringes
Fringes are employer-side benefit contributions — health, retirement, and pension payments — required under union agreements on top of performer wages, calculated as a percentage of covered earnings.